2025 – Blue Water Estate Planning

🌷 Spring Cleaning Your Estate Plan: Why It’s Essential to Review Your Estate Plan Every Year—and What to Update in 2025

Spring is all about fresh starts. While you’re decluttering closets and reorganizing your calendar, don’t forget one important area that deserves your attention: your estate plan. Just like your home needs seasonal upkeep, your estate plan needs regular care. And we’re not just talking about big rev...

Would You Fall for This? How to Spot Today’s Most Convincing Scams

Learn how to recognize and avoid today's most convincing scams—from grandparent fraud to crypto cons. Real tips from federal prosecutors. Stay protected.

California’s 2025 Small Estate Affidavit: A Game-Changer for Probate Avoidance

California’s new small estate affidavit law (AB 2016) takes effect April 1, 2025, making it easier to transfer assets without probate. Learn about the updated thresholds, filing process, and why a living trust is still the best estate planning option

Who Needs a Special Needs Trust? How to Protect Your Loved One’s Future Without Losing Benefits

A Special Needs Trust helps secure your loved one’s future while preserving Medi-Cal & SSI benefits. Learn the differences between first-party, third-party, and pooled trusts—plus why leaving money to a sibling may not be the best option.

Will My Mortgage Be Called Due If I Put My Home in a Trust? (Spoiler: No, Thanks to This Law!)

Worried that putting your home in a trust will trigger your mortgage's due-on-sale clause? Thanks to the Garn-St. Germain Act, your lender can’t accelerate your loan. Learn how to protect your home and avoid probate with a revocable living trust